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Mel Gross, CLU, ChFC,
MSFS
Mel is a RIA (Registered Investment Advisor) representative with more than 30 years
experience in the financial service industry. He has earned the CLU (Chartered
Life Underwriter), ChFC (Chartered Financial Consultant) and MSFS (Master
Science Financial Service) designations. He works with a strong emphasis in
wealth accumulation & preservation. Mel is an active member of the Houston
Estate & Business Council. |
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Steven J. Schwartz,
CFP
Steve
is a CFP (Certified Financial Planner) and an RIA (Registered Investment Advisor)
representative who specializes in estate planning and wealth accumulation. With
more than 15 years in the business, his success starts with understanding a
client's objectives and creating a synergistic plan with the client's own
advisors so all objectives are met.
Steve has served on the Agents Advisory Council and the Project Design
Committee with a major insurance company.
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Gary
B. Gross, CFP
Gary is a CFP (Certified Financial Planner) and a RIA (Registered Investment Advisor) representative who specializes in insurance planning and wealth
accumulation, while minimizing estate and income taxes. His other areas of concentration include asset
protection and retirement planning. Gary’s background in accounting gives him
experience with corporate structure and income taxes, enabling him to more
effectively develop financial plans for his clients. His strategic alliances
with tax attorneys, CPAs and other legal professionals provide him a
comprehensive network of resources to fulfill his clients’ needs.
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Dave
Chotiner, CLU
Dave
has concentrated his efforts as a group and individual medical insurance
specialist for more than 25 years. He designs and implements
effective group benefit plans that make sense and can save dollars for
both employers and their employees. Dave has been a Chartered Life
Underwriter (CLU) since 1974.
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